While normally fueled with the best of intentions, they often struggle to be relevant to the people waiting to put their name on the door.
However, that only tells half the story, because at the end of the day it's up to you to do your best with the opportunities given.
At some point you can't let those old and dirty decsision get the best of, instead it's finally you chance to turn the tables.
That's what you can hear Seth Zaremba, of Zinc Insurance and Matt Simon, of Hill and Hamilton Insurance, talk about the world they want to live in.